Prepaid card users load funds onto the cards - either online, in person at specific locations, by depositing checks or reloading with cash. Similar to debit or checking accounts, prepaid cards allow users to spend up to the amount of money associated with the card. Think of them as a cross between gift cards and debit cards - they have a card number, CVV code and expiration date like debit and credit cards ,but no bank account associated with them. Instead, funds are loaded onto the card, then reloaded when those funds run out. Prepaid debit cards are similar to debit cards, except prepaid cards are not connected to banking or checking accounts. See self.inc for details.Īctive Credit Builder Account in good standing, 3 on time payments, $100 or more in saving progress. Self Visa® Credit Card issued by Lead Bank or SouthState Bank, N.A., each Member FDIC. **Secured Credit Card Disclaimers, Rates and Fees: Please refer to for the most recent pricing options. *Credit Builder Account Sample Product: $48 monthly payment, 24 month term with a $9 admin fee at a 15.72% Annual Percentage Rate. Your money is secured and protected in a bank account. ![]() No credit score is needed to get started. Get the savings plan that helps build credit today. Your savings progress from your Credit Builder Account acts as your security deposit for your secured Credit Card. ![]() Make at least 3 monthly payments on time, have $100 or more in savings progress in your Credit Builder Account, and be in good standing.** Then, you’ll be eligible for the Self Visa® Credit Card, without a hard credit check. ![]() Each on-time monthly payment builds credit history and savings. Start with a Credit Builder Account* that reports to all 3 credit bureaus.
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